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A simple, straight-forward game plan for completely making over your money habits!Best-selling author and radio host Dave Ramsey is your personal coach in this informative and interactive companion to the highly successful New York Times bestseller The Total Money Makeover. With inspiring real-life stories and thought-provoking questionnaires, this workbook will help you achieve financial fitness as you daily work out those newly defined money muscles. Ramsey will motivate you to immediate action, so you can:Set up an emergency fund (believe me, you're going to need it)Pay off your home mortgage?it is possible.Prepare for college funding (your kids will love you for it)Maximize your retirement investing so you can live your golden years in financial peaceBuild wealth like crazy!With incentive exercises that really do exercise your spending and saving habits, Ramsey will get your mind and your money working to make your life free of fiscal stress and strain. It's a no-nonsense plan that will not only make over your money habits, but it will also completely transform your life.
This book fell into my hands because my dad brought it home, free, one day from work. Both my mom and I have worked our way through it. The best part about this book is that it's not a, "This is what you do," sort of book. It is truly a workbook, a step-by-step guide of how your finances should be dealt with. Dave Ramsey knows what he's talking about because he's been there. The beauty of this book is that he makes sure your ready to change the way to handle money, if your not, he says, put it down and come back when you are. He won't waste your time. Each step of the way he asks you to stop until you have finished a particular task, like building up your savings account, then you can continue to the next step. My mom and I loved the book so much, we ordered two for my sisters! My mom is currently paying down her debt and I'm currently saving as much as I can.