The Total Money Makeover: A Proven Plan for Financial Fitness by Dave Ramsey - Hardcover (2003 Edition) | Personal Finance Book for Debt-Free Living & Wealth Building | Perfect for Budgeting, Saving & Retirement Planning

I first saw Dave Ramsey's books in a small college bookstore six years ago. I didn't pay attention then until recently when I heard him on the radio. After listening to him for a few months, I decided to try his book. This book is very easy to digest, read and absorb. Dave's style is very motivational. It's true that his focus is on behavioral change. Personally I've no debt, but I feel I should save more. Reading this book definitely motivates me to change my financial behavior, to look at credit cards differently (even though I pay it off each month).I definitely recommend this books to anyone who's SERIOUSLY want to change their financial lifestyle..for the better. I can see a lot of people would benefit tremendously from his book especially those buried in debt. His debt snowball technique is great!I agree with his seven steps to financial freedom. I truly believe it works. It's just not that easy, but not that very difficult either. The only hard part is to have the 'discipline' to stick with it. If you read the book and stick with his steps, I'm sure we all will be 'there' at the end.Now I'm on my way to read his other books, Financial Peace and More Than Enough. Good luck to all who follow Dave's plans.